RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">那么合同上的这条内容到底是什么呢？
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">相信很多朋友都有这样的经历，辛辛苦苦打工了多年终于攒够了买房的首付款，或者东借西凑终于凑齐了首付款，结果在看房后签合同时由于没有注意合同上的这条内容，一旦贷款没有办下来，首付款都拿不回来，这对于普通工薪阶层的刚需家庭来说是一个多大的损失。
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">下面以我这位表弟的亲身经历来进行述说：
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">他是将自己打工挣的钱再加上找亲戚借的钱凑齐了首付款，然后就去市里的各大楼盘看房，当然在事先他的心里已经有预期，直奔目的地，结果……现实是残酷的，他当初看好的好房源早已不在，剩下的他不喜欢，而且房价早已不是当初他看房时的价格，他手里的钱根本就不够。
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">现实如此残酷，他独自一人郁闷地走在街上，正心里愤慨这世道不公时，路边一个大妈递给了他一张楼盘销售传单，他接过一看，顿时眼前一亮，先前的郁闷一扫而光。
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">怀着激动无比的心情他打电话约看房时间，然后兴高采烈地坐车过去看房，等到了目的地后，售楼小姐带着他看了一遍房子，心里大致满意，然后就是大致地交谈，等谈过之后，售楼小姐拿出一份合同让他签字，他装着很懂的样子仔细看了一遍，实质上他啥也看不懂，再然后就是刷刷拿起笔签上了自己的大名，最后就是交钱！
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">我这位表弟也是个奇人，在交完钱后他才想起来问售楼小姐。
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">“我这贷款好办吗？”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“放心吧，分就能给你办下来，静等通知吧！”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">表弟：“那如果办不下来怎么办？”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px"> RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“怎么会呢，放心吧，相信我们，一定给你办下来！”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">表弟：“OK，相信你们！”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">他能不相信吗，钱都已经交了，对此我表示无语！RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">……RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">半个月过后，表弟打电话过去询问。RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">“喂，我的贷款办下来没啊？什么时候可以搞定？”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“别急啊，马上就快了！”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">表弟：“那还要多久?"RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“快了快了，放心吧，没问题的！”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">就这样等啊等，我那表弟足足等了快三个月，最后实在等不及，他决定亲自过去问，这次过去那售楼小姐不再是之前一脸笑吟吟的态度，面无表情。
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">“是不是我的房贷办不下来？”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“是的！”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">表弟：“那把我的首付款退给我！”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“不行”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">售楼小姐：“因为合同上没写！”RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">表弟一脸懵逼！RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">他找到合同一看，上面确实没写如果房贷办不下来要退还首付款的话，就这样他又去找那售小理论，最后结果如何不得而之，最近几个月没跟他联系，但在这里我要提醒那些想买房的朋友，如果你在交首付款签合同时，一定要在合同上注明“如果银行贷款无法准时发放，乙方（购房者）有权单方面提出解除合同，并要求甲方全额退还首付款，甲方必须全部遵守。”
RD-SPACING: 0px;FLOAT: none;COLOR: rgb(51,51,51);TEXT-ALIGN: justify;FONT: 18px/32px 'Microsoft Yahei', Simsun, Gotham-Medium, Arial;WIDOWS: 1;DISPLAY: inline !important;LETTER-SPACING: normal;BACKGROUND-COLOR: rgb(255,255,255);TEXT-INDENT: 0px;-webkit-text-stroke-width: 0px">如果合同上没有这句话，你交的几十万首付款极有可能打水漂！
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