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卖二手房为什么要先解抵押?怎么办理解抵押?

房天下   2017-11-09 11:03

RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">1

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截止时间11月30日,先砸先得!!!//m.fang.com/singledayf.hd?m=singleday&city=jr&channel=newhouse&src=client&cshare=share&type_s=soufun

RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">二手房交易之前,房屋不能处于再抵押状态,这是为什么呢?卖房人必须要先解抵押房产RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">才能顺利出售房产吗?你知道解抵押需要注意哪些问题吗?二手房及抵押流程是什么?所需资料有哪些?

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">1、为什么要先解抵押?

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">在二手房交易中,卖房人出售房屋产权必须要干净,具有银行贷款房屋,是无法进行二手住宅买卖交易的。所以,卖房人完成解抵押程序,才能顺利出售二手住宅,这是交易环节的关键一步。

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">2、解抵押需要办理公证吗?

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">对于部分卖房人而言,想要一下子凑够数十万或上百万的资金,到银行解抵押比较困难。二手住宅交易中,卖房人往往要向他人借钱解抵押。卖房人借钱的途径有三种:

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">①用买房人给的首付款解抵押;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">②向中介机构借款用于解抵押;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">③向第三方金融机构借钱解抵押。

RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">为了证明解抵押的资金来源,卖房人可以与借款方办理公证。公证的目的是为了更好地保证资金安全,防止二手房交易出现纠纷。一旦卖房人借款后不用做解抵押,或是解抵押后不还钱,借款方可以依据公证书维护自己的权利。

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">3、解抵押的流程是什么?

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">二手住宅解抵押流程通常分为六步:

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">①卖房人向贷款银行申请提前还款;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">②到贷款银行进行提前还款,还款前要在还款银行卡中事先存入足额钱款;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">③在还完款次日到贷款银行办理结清手续;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">④银行贷后管理出解押材料;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">⑤到担保公司(当初没有签担保协议的不用去)办理相应手续;

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">⑥到房屋所在不动产登记解押。

RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">4、到不动产登记解押需哪些材料?

RDER-: 0px; FONT-FAMILY: 微软雅黑, 微软雅黑, "Microsoft Yahei", "雅黑 ", Arial; BORDER-RIGHT: 0px; WHITE-SPACE: normal; BORDER-BOTTOM: 0px; TEXT-TRANSFORM: none; WORD-SPACING: 0px; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); OUTLINE-WIDTH: medium; PADDING-BOTTOM: 0px; FONT-STYLE: normal; PADDING-: 0px; OUTLINE-STYLE: none; PADDING-LEFT: 0px; MARGIN: 15px 0px 0px; BORDER-LEFT: 0px; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING: normal; OUTLINE-COLOR: invert; LINE-HEIGHT: 30px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">卖房人需要携带本人身份证、贷款结清证明、贷款还款证明、他项权利证或房本(盖有抵押章)、不动产登记申请审批表等材料到不动产申办房屋解抵押。相关不动产登记部门解押后,该房屋才可以通过房屋核验,进行网签

RD-SPACING: 0px; FLOAT: none; FONT-WEIGHT: normal; COLOR: rgb(51,51,51); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; DISPLAY: inline !important; LETTER-SPACING: normal; BACKGROUND-COLOR: rgb(255,255,255); TEXT-INDENT: 30px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px">

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